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Buying Tips

The Buying Process

Finding the right property can be a long process but when you do find it, being in a position to purchase immediately can be the difference between securing your dream home or spending another weekend on the open home trail, unless of course you have a home loan pre-approval.

Do Your Homework

It pays to do your homework on areas you prefer and that suit your lifestyle.
Go to as many open homes and auctions as you can so you have a real feel for price.
Contact agents who know the area. When you contact us we can put you on our email database to receive a copy of all our listings and open home times every week.
When you buy a home it is probably the biggest purchase you will make so it pays to make sure your investment is secure. Make sure that when the agent prepares the contract that you make it subject to –
(a) Finance
(b) A building inspection and
(c) A pest inspection
So you are made aware of any major defects and pest concerns e.g. termites or white ants. It is best to use the services of a registered builder to do a careful inspection of the property being purchased. The building inspector normally likes you to be present at the inspection.

What’s the Best Time to Apply for a Pre-Approval

As soon as possible. Finding the right home could take months or just minutes depending on your requirements.
Having your finance readily available before you sign a contract or bid at auction ensures that when you do find the property you want, you are ready to act straight away.
Who Should I Contact for my Pre-Approval

Contact your local lending manager direct or simply ask your Ray White real estate agent to arrange your FREE home loan consultation.

Your lending manager will visit you at your home / office at a time convenient to you and is available seven days a week on most days of the year.

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